When you are suffering from debilitating injuries that prevent you from working, you are entitled to Social Security Disability Insurance Benefits (SSDI). However, navigating the complex SSDI system to receive your benefits can seem like an impossible task.
At Eisbrouch Marsh, we have helped clients for more than three decades to apply for and receive the maximum SSDI benefits they are entitled to. We can help you, too. Call 201-342-5545 today for your free, no-obligation SSDI consultation with an experienced attorney.
What Are SSDI Benefits?
Social Security Disability Insurance Benefits are federally provided benefits that pay out when you have suffered serious physical injury and cannot work as you once did.
How Do I Qualify for SSDI Benefits?
You must be disabled within the government’s definition, which requires that you have a physical or mental condition that prevents you from doing any substantial "gainful activity" (work) and the condition will last at least a year or you are terminally ill. You must be unable to perform the type of work you performed at the time you became disabled and unable to switch to a different type of work.
In addition to being disable, you must have sufficient “work credits” with the Social Security system. The amount of credits you have stored will depend on your age and work history. This is a complicated formula that we can help you understand, but in general, you must have worked part of five of the last ten years before you became disabled.
What Kind of Benefits Can I Receive?
Your compensation from SSDI will depend significantly upon your earnings during the time you were working. These funds usually replace less than half of your prior earning, despite that fact that you likely will be relying solely on this income for survival.
Once you receive SSDI benefits, you will continue to do so until you are able to resume work or until you reach retirement age. Once you reach retirement, traditional Social Security payments will commence.
Medicare enrollment is automatic once SSDI benefits have been paid for two consecutive years. No matter your background or the type of work you performed prior to your disability, the SSDI attorneys of Eisbrouch Marsh are committed to fighting for every dollar of benefits to which you are entitled.
How Do I Get Started?
If you are suffering from a physical or mental disability that is keeping you from the work you once performed, you need to understand that the process of obtaining SSDI benefits can be lengthy and cumbersome. For that reason, it pays to secure the aid of a skilled team of New Jersey disability attorneys sooner rather than later.
The process of obtaining SSDI benefits typically involves four key stages:
- Filing your initial claim with the Social Security branch office. Many times these applications are denied, although you may have to wait months for that decision.
- Request reconsideration of your claim. Within the 60-day time frame set out by the denial of your first claim, you must request to be reconsidered.
- Request a hearing. If you are denied a second time, we will request a hearing within the 60-day deadline set out in your denial. The hearing will be before an Administrative Law Judge and may be scheduled for several months to over a year after your request.
- Finally, the Administrative Law Judge will issue a final ruling either denying or granting your SSDI benefits. If you are awarded SSDI benefits, you are entitled to back pay for the months or years that it took to go through the entire administrative process.
This process can seem daunting when you are first beginning. At Eisbrouch Marsh we can take the mystery out of the process and ensure that your paperwork, requests for appeal, and medical records are all timely submitted. We will also build your best case so you can receive the maximum amount of benefits to which you are entitled.
Call Today for Your Free SDDI Consultation with Eisbrouch Marsh
Eisbrouch Marsh are compassionate, experienced attorneys who want to see you receive the compensation you are entitled to under the Social Security Disability Insurance system. Let us advocate on your behalf. Call Eisbrouch Marsh today at 201-342-5545 for your free consultation.
We serve residents in northern New Jersey, including Hackensack, Paramus, and throughout Bergen County from our offices in New Jersey and New York.